There are a lot of people out there seeking home Loan , but very few are going to find a fair, secure loan. Most will end up paying far too much, and others won't be able to afford the terms. These are obviously traps you want to avoid like the plague, and thus it's in your best interest to learn more about the lending process before proceeding.
Organize your financial life before going after a home loan
Hire an attorney to help you understand your mortgage terms. Even those with degrees in accounting can find it difficult to fully understand the terms of a mortgage loan, and just trusting someone's word on what everything means can cause you problems down the line.
Get your documents in order ahead of applying for a new mortgage . You will realize that every lender requires much the same documents when you want a mortgage.